For cash exchanges, markets are faster and less bureaucratic than the banks.
ANZ Royal Bank (023 726900; Achar Mean St) Provides free credit-card advances and can change travellers cheques in most major currencies. International ATMs all over town.
Canadia Bank (964808; Sivatha St) Offers free credit-card cash advances and changes travellers cheques in most major currencies at a 2% commission. International ATM.
Union Commercial Bank (964703; Psar Chaa) Charges 2% commission for travellers cheques and offers free Visa advances.